Salary by experience
View as table
| Experience | Salary (CHF) |
|---|---|
| 0-2 yrs | CHF 68'000 |
| 3-5 yrs | CHF 70'326 |
| 6-8 yrs | CHF 62'218 |
| 9-11 yrs | CHF 72'800 |
| 12-21 yrs | CHF 71'324 |
| 21+ yrs | CHF 60'000 |
Top HR
Swiss professionsBusiness, Administration & Tourism
Underwriter/in
You assess risks and calculate premiums for individual insurance solutions
01 · Overview
What this profession is about
Underwriter/in analyse risks, calculate premiums, and develop tailored insurance products for clients and businesses
The insurance industry relies on the precise assessment of dangers and opportunities. As Underwriter/in, you take technical responsibility for risk assessment. You calculate premiums, design adequate solutions, and balance the interests of clients and businesses. Your analytical expertise ensures the financial stability of the sector and enables individual coverage.
FieldBusiness, Administration & Tourism
Education pathSpecialisation / Professional Function
IndustryBanking & Insurance
Swissdoc 0.615.23.0
02 · Salary
What you can earn
✓ Strong salary match
Salaries reflect Swiss market data. Range covers entry to senior. Salary reference based on Banquet Chef. Based on 84 observations, updated 7 months ago.
Salary trend
+4% over decadeView as table
| Period | Salary (CHF) |
|---|---|
| 2014-2016 | CHF 67'600 |
| 2017-2019 | CHF 67'091 |
| 2020-2022 | CHF 70'850 |
| 2023-2025 | CHF 70'000 |
Top earning cantons
View as table
| Canton | Salary | Obs. |
|---|---|---|
| Zurich | CHF 71'500 | 29 |
Top paying industries
View as table
| Industry | Salary | Obs. |
|---|---|---|
| Catering / Hotel | CHF 70'200 | 67 |
| Banking / Financial institutions | CHF 60'000 | 7 |
03 · Pathway
How to enter and grow
Swiss training pathway available in the full profile
- 🎓 Underwriter/in
Official education path
Entry typically requires initial commercial training followed by further education in insurance, or a relevant university degree.
Typical training path
Underwriter/in
Prerequisites
- Grundbildung mit eidg. Fähigkeitszeugnis EFZ
- Bachelor Fachhochschule FH
- Berufsprüfung BP
- Höhere Fachschule (HF)
- Kaufmännische Grundausbildung, vorzugsweise in einer Versicherung, mit Weiterbildung im Bereich Versicherung, Betriebswirtschaft oder Wirtschaftsinformatik
- (Fach-)Hochschulstudium, z.B. im Bereich Wirtschaft, Informatik oder Ingenieurwesen
Requirements
- Analytical and innovative thinking
- Decisiveness and assertiveness
- Broad insurance technical knowledge
04 · Skills & fit
What it takes
Required skills
- Analytical thinking
- Willingness to decide
- Subject-matter expertise
- Innovative mindset
Personality fit
- Swiss career path
- Career transition
- Professional growth
05 · Daily reality
What the work feels like
Typical day
You sit at your desk and carefully review incoming risk data. You use your expertise to develop suitable insurance terms and calculate the corresponding premiums.
- You analyse detailed application documents and identify potential hazard sources.
- You calculate precise premiums and adjust the insurance terms.
- You technically assess all risks across different insurance sectors.
- You develop tailored insurance solutions for clients and businesses.
- You weigh financial burdens against coverage amounts.
- You document your decisions and record the risk assessments.
- You communicate the terms clearly and understandably to applicants.
Working conditions
You usually work in the offices of insurance companies, reinsurers, or specialised brokerage firms. Your work takes place entirely at your desk, as you handle complex data and contracts.
Strengths
- Analytical thinking
- Willingness to decide
- Subject-matter expertise
- Innovative mindset
Trade-offs
- High responsibility
- Detail-oriented work
- Regulatory requirements
- Economic pressure
06 · Similar
